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We’ve learned a lot building payment infrastructure in a regulated market like Switzerland.

In 2020, while working on the BNPL product Paidle, we were required to implement BVR payment slips - a legacy format that was still standard at the time. We didn’t stop at compliance. We made the experience efficient for…

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Ever wondered what a real mobile message to Orange, Vodafone, or O2 looks like under the hood?

0000003F00000004000000000000000100010153656E64657249440001013338 336313237363530350000000100000000000D48656C6C6F20416E6472697921 This line is what actually travels over the wire when you integrate with mobile operators u…

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While many assume banks don’t offer public APIs, they actually do — even in Switzerland.

In our BNPL product for the Swiss market, Paidle, we faced a key challenge: tracking incoming customer payments in real time. To solve this, we integrated with Credit Suisse using a CAMT (Cash Management) XML-based forma…

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